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Environmental Combined Policy (ECP)

Our ECP Policy provides liability coverage for bodily injury, property damage and cleanup costs for your environmental contractors and consulting clients.

Environmental Combined Policy (ECP)

Our ECP Policy form combines the insurance products your clients require into a single contract. Our ECP policy provides liability coverage for bodily injury, property damage and cleanup costs for your environmental contractors and consulting clients.


The Contractors Pollution Liability coverage part is available on either a claims made or occurrence basis. A single aggregate limit applies to the policy with separate deductible options available for each coverage part. A minimum portion of annual revenues must be derived from environmental operations/services for an account to be considered for the ECP policy form.

Coverage includes icon

Coverage includes

  • Commercial General Liability
    • Limited Cyber Liability Coverage extension available
  • Contractors Pollution Liability
    • Options include:
      • Third Party Claim(s) for Contingent Transportation
      • Third Party Claim(s) for Non-owned Disposal Site(s)
      • Microbial Substance Coverage
      • Named Insured’s Location(s) (Site Pollution Coverage)
      • Emergency Remediation Costs
  • Professional Liability
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Product Features

  • Automatic Status Additional Insured Endorsement standard on every ECP.
  • Automatic Status Waiver of Subrogation Endorsement standard on every ECP.
  • ECP can be tailored and customized quickly offering the ultimate in product flexibility
  • Worldwide Coverage Territory where suits are brought in the U.S., PR, and Canada.
  • Composite rated with gross sales not subject to annual premium audit for qualifying customers

Who Needs This Coverage

Asbestos, lead & mold testing/consulting


Environmental site assessments – Phase I, II, & III’s


Hazardous waste management and disposal

Compliance permitting, training, health and safety design


Sampling/laboratory analysis of pollutants


Environmental consulting

Select geotechnical operations


Waste brokering services

Total Account Solutions

One of our greatest strengths is our ability to offer coverage for your entire account, providing you a Total Account Solution. The following additional coverages may be available in conjunction with the environmental products referenced above. All coverages are written with one underwriter, providing you a single point-of-contact and ease of doing business.

Why Berkley Environmental?

  • Total account solution: PL, GL, WC, Pollution, Auto, and Excess 
  • Personalized service that leads to long-term customers
  • Single-dedicated underwriter who focuses on your needs
  • In-house claims team and risk management services
  • Flexible policy forms and excess availability
  • Business underwritten on behalf of Berkley member insurance companies rated A+ by A.M. Best
Why Berkley Environmental? Why Berkley Environmental?

Contact Us

Looking for answers regarding your policy, claims, or risk management services? Contact us for more information.

Partner with Us

Looking to partner with Berkley Environmental as an agent? Connect with our team and back your environmental accounts with innovative coverage options.