Privacy
On this page, you will find policy information for the following:
- Privacy Notice – Great Divide
- Privacy Notice – Nautilus
- Privacy Notice – Key Risk
- WR Berkley Privacy
Privacy Notice – Great Divide
PRIVACY NOTICE
499 Washington Boulevard, 9th Floor
Jersey City, NJ 07301
Phone: (201) 748-3100
Fax: 866-360-1718
Great Divide Insurance Company (the “Company”), a member of the W. R. Berkley Corporation (“Berkley”) group of companies, along with other Berkley affiliates (“Affiliates”), understands that our customers and consumers are concerned about the privacy of the information we collect. We are committed to protecting the confidentiality and security of the nonpublic personal information we collect, in accordance with all applicable laws and regulations.
Throughout this notice, the terms “we,” “us,” and “our” refer to the Company. This notice explains our privacy policy and how we handle the nonpublic personal information (“Information”) that we receive from our customers and consumers.
Why We Collect and How We Use Information
We collect and use Information for business purposes with respect to our insurance products and services and other business relations involving our customers and consumers. We gather this Information to evaluate our customer’s request for insurance, to evaluate customer and consumer insurance claims, to administer, maintain or review our customer’s insurance policy, and to process insurance transactions. We also accumulate certain information about our customers and consumers as may be required or permitted by law.
We may also use Information to offer our customers other products or services that we or our Affiliates provide.
How We Collect Information
Most Information collected by us is provided by our customer or consumer or our customer’s insurance agent or broker. We obtain Information from (i) applications or other forms submitted by our customers, their insurance agent or broker or their authorized representatives to us and our Affiliates, and (ii) our customer’s and consumer’s transactions with us or our Affiliates. We may also obtain Information from other sources such as (i) consumer reporting agencies, (ii) other institutions or information services providers, (iii) employers, (iv) other insurers, or (v) your family members.
Information We Disclose
We disclose any Information which we believe is necessary to conduct our business as permitted by applicable law or where required by applicable law. This disclosure may include (i) Information we receive from you provided to us and our Affiliates, such as names, addresses, social security numbers, assets, employer information, salaries, etc.; (ii) Information about your transactions with us and our Affiliates, such as policy coverages, premiums, payment history, etc.; and (iii) Information we receive from a consumer reporting agency, such as credit worthiness and credit history.
To Whom We Disclose Information
We may, as permitted or required by applicable law, disclose our customer and consumer Information to nonaffiliated third parties, such as (i) customer insurance agent or broker, (ii) independent claims adjusters, (iii) insurance support organizations, (iv) processing companies, (v) actuarial organizations, (vi) law firms, (vii) other insurance companies involved in an insurance transaction with you, (viii) law enforcement, regulatory, or governmental agencies, (ix) courts or parties therein pursuant to a subpoena or court order, (x) businesses with whom we have a marketing agreement, or (xi) our Affiliates.
We may share Information with our Affiliates so that they may offer customers products and services from the Berkley group of companies or to analyze our book of business and to consolidate necessary information. We do not disclose Information to other companies or organizations not affiliated with us for the purpose of using Information to sell their products or services to customers or consumers. For example, we do not sell your name to unaffiliated mail order or direct marketing companies.
How We Protect Information
We require our employees to protect the confidentiality of Information as required by applicable law. Access to Information by our employees is limited to administering, offering, servicing, processing or maintaining our products and services. We also maintain physical, electronic and procedural safeguards designed to protect Information. When we share or provide Information to other persons or organizations, we contractually obligate them, if required by law, to treat Information as confidential and conform to our privacy policy and applicable laws and regulations.
Correction and Access to Information
Upon our receipt of your written request to us at 499 Washington Boulevard, 9th Floor, Jersey City, NJ 07301, we will, generally, make available Information for your review. If you believe the Information we have about you is incorrect or inaccurate, you may request that we make any necessary corrections, additions or deletions. If we agree with your belief, we will correct our records if required by applicable law. If we do not agree, you may submit to us a short statement of dispute, which we will include in any future disclosure by us of such Information if required by applicable law.
Retention of Personal Information / Method of Disposal
We retain personal information for as long as needed or permitted in light of the purpose(s) for which it was collected. The criteria used to determine our retention periods include:
- The length of time we have an ongoing relationship with our customer and provide services and the length of time thereafter during which we may have a legitimate need to reference your personal information to address issues that may arise;
- Whether there is a legal obligation to which we are subject to;
- Whether retention is advisable considering our legal position, such as regarding applicable statutes of limitations, litigation, or regulatory investigations.
When personal information is no longer needed or required to be retained, we destroy or dispose of the information in a secure manner consistent with applicable law.
Privacy Notice – Nautilus
PRIVACY NOTICE
499 Washington Boulevard, 9th Floor
Jersey City, NJ 07301
Phone: (201) 748-3100
Fax: 866-360-1718
Nautilus Insurance Company (the “Company”), a member of the W. R. Berkley Corporation (“Berkley”) group of companies, along with other Berkley affiliates (“Affiliates”), understands that our customers and consumers are concerned about the privacy of the information we collect. We are committed to protecting the confidentiality and security of the nonpublic personal information we collect, in accordance with all applicable laws and regulations.
Throughout this notice, the terms “we,” “us,” and “our” refer to the Company. This notice explains our privacy policy and how we handle the nonpublic personal information (“Information”) that we receive from our customers and consumers.
Why We Collect and How We Use Information
We collect and use Information for business purposes with respect to our insurance products and services and other business relations involving our customers and consumers. We gather this Information to evaluate our customer’s request for insurance, to evaluate customer and consumer insurance claims, to administer, maintain or review our customer’s insurance policy, and to process insurance transactions. We also accumulate certain information about our customers and consumers as may be required or permitted by law.
We may also use Information to offer our customers other products or services that we or our Affiliates provide.
How We Collect Information
Most Information collected by us is provided by our customer or consumer or our customer’s insurance agent or broker. We obtain Information from (i) applications or other forms submitted by our customers, their insurance agent or broker or their authorized representatives to us and our Affiliates, and (ii) our customer’s and consumer’s transactions with us or our Affiliates. We may also obtain Information from other sources such as (i) consumer reporting agencies, (ii) other institutions or information services providers, (iii) employers, (iv) other insurers, or (v) your family members.
Information We Disclose
We disclose any Information which we believe is necessary to conduct our business as permitted by applicable law or where required by applicable law. This disclosure may include (i) Information we receive from you provided to us and our Affiliates, such as names, addresses, social security numbers, assets, employer information, salaries, etc.; (ii) Information about your transactions with us and our Affiliates, such as policy coverages, premiums, payment history, etc.; and (iii) Information we receive from a consumer reporting agency, such as credit worthiness and credit history.
To Whom We Disclose Information
We may, as permitted or required by applicable law, disclose our customer and consumer Information to nonaffiliated third parties, such as (i) customer insurance agent or broker, (ii) independent claims adjusters, (iii) insurance support organizations, (iv) processing companies, (v) actuarial organizations, (vi) law firms, (vii) other insurance companies involved in an insurance transaction with you, (viii) law enforcement, regulatory, or governmental agencies, (ix) courts or parties therein pursuant to a subpoena or court order, (x) businesses with whom we have a marketing agreement, or (xi) our Affiliates.
We may share Information with our Affiliates so that they may offer customers products and services from the Berkley group of companies or to analyze our book of business and to consolidate necessary information. We do not disclose Information to other companies or organizations not affiliated with us for the purpose of using Information to sell their products or services to customers or consumers. For example, we do not sell your name to unaffiliated mail order or direct marketing companies.
How We Protect Information
We require our employees to protect the confidentiality of Information as required by applicable law. Access to Information by our employees is limited to administering, offering, servicing, processing or maintaining our products and services. We also maintain physical, electronic and procedural safeguards designed to protect Information. When we share or provide Information to other persons or organizations, we contractually obligate them, if required by law, to treat Information as confidential and conform to our privacy policy and applicable laws and regulations.
Correction and Access to Information
Upon our receipt of your written request to us at 499 Washington Boulevard, 9th Floor, Jersey City, NJ 07301, we will, generally, make available Information for your review. If you believe the Information we have about you is incorrect or inaccurate, you may request that we make any necessary corrections, additions or deletions. If we agree with your belief, we will correct our records if required by applicable law. If we do not agree, you may submit to us a short statement of dispute, which we will include in any future disclosure by us of such Information if required by applicable law.
Retention of Personal Information / Method of Disposal
We retain personal information for as long as needed or permitted in light of the purpose(s) for which it was collected. The criteria used to determine our retention periods include:
- The length of time we have an ongoing relationship with our customer and provide services and the length of time thereafter during which we may have a legitimate need to reference your personal information to address issues that may arise;
- Whether there is a legal obligation to which we are subject to (for example, certain laws require us to keep records of your transactions for a certain period of time before we can delete them); or
- Whether retention is advisable in light of our legal position (such as in regard to applicable statutes of limitations, litigation or regulatory investigations).
Requirements for Privacy Notice
This privacy notice is being provided due to federal and state laws and regulations establishing privacy standards and requires us to provide this privacy policy. For additional information regarding our privacy policy, please write to us at 499 Washington Boulevard, 9th Floor, Jersey City, NJ 07301.
Adopted: February 24, 2026
Privacy Notice – Key Risk
PRIVACY NOTICE
499 Washington Boulevard, 9th Floor
Jersey City, NJ 07301
Phone: (201) 748-3100
Fax: 866-360-1718
Key Risk Insurance Company (the “Company”), a member of the W. R. Berkley Corporation (“Berkley”) group of companies, along with other Berkley affiliates (“Affiliates”), understands that our customers and consumers are concerned about the privacy of the information we collect. We are committed to protecting the confidentiality and security of the nonpublic personal information we collect, in accordance with all applicable laws and regulations.
Throughout this notice, the terms “we,” “us,” and “our” refer to the Company. This notice explains our privacy policy and how we handle the nonpublic personal information (“Information”) that we receive from our customers and consumers.
Why We Collect and How We Use Information
We collect and use Information for business purposes with respect to our insurance products and services and other business relations involving our customers and consumers. We gather this Information to evaluate our customer’s request for insurance, to evaluate customer and consumer insurance claims, to administer, maintain or review our customer’s insurance policy, and to process insurance transactions. We also accumulate certain information about our customers and consumers as may be required or permitted by law.
We may also use Information to offer our customers other products or services that we or our Affiliates provide.
How We Collect Information
Most Information collected by us is provided by our customer or consumer or our customer’s insurance agent or broker. We obtain Information from (i) applications or other forms submitted by our customers, their insurance agent or broker or their authorized representatives to us and our Affiliates, and (ii) our customer’s and consumer’s transactions with us or our Affiliates. We may also obtain Information from other sources such as (i) consumer reporting agencies, (ii) other institutions or information services providers, (iii) employers, (iv) other insurers, or (v) your family members.
Information We Disclose
We disclose any Information which we believe is necessary to conduct our business as permitted by applicable law or where required by applicable law. This disclosure may include (i) Information we receive from you provided to us and our Affiliates, such as names, addresses, social security numbers, assets, employer information, salaries, etc.; (ii) Information about your transactions with us and our Affiliates, such as policy coverages, premiums, payment history, etc.; and (iii) Information we receive from a consumer reporting agency, such as credit worthiness and credit history.
To Whom We Disclose Information
We may, as permitted or required by applicable law, disclose our customer and consumer Information to nonaffiliated third parties, such as (i) customer insurance agent or broker, (ii) independent claims adjusters, (iii) insurance support organizations, (iv) processing companies, (v) actuarial organizations, (vi) law firms, (vii) other insurance companies involved in an insurance transaction with you, (viii) law enforcement, regulatory, or governmental agencies, (ix) courts or parties therein pursuant to a subpoena or court order, (x) businesses with whom we have a marketing agreement, or (xi) our Affiliates.
We may share Information with our Affiliates so that they may offer customers products and services from the Berkley group of companies or to analyze our book of business and to consolidate necessary information. We do not disclose Information to other companies or organizations not affiliated with us for the purpose of using Information to sell their products or services to customers or consumers. For example, we do not sell your name to unaffiliated mail order or direct marketing companies.
How We Protect Information
We require our employees to protect the confidentiality of Information as required by applicable law. Access to Information by our employees is limited to administering, offering, servicing, processing or maintaining our products and services. We also maintain physical, electronic and procedural safeguards designed to protect Information. When we share or provide Information to other persons or organizations, we contractually obligate them, if required by law, to treat Information as confidential and conform to our privacy policy and applicable laws and regulations.
Correction and Access to Information
Upon our receipt of your written request to us at 499 Washington Boulevard, 9th Floor, Jersey City, NJ 07301, we will, generally, make available Information for your review. If you believe the Information we have about you is incorrect or inaccurate, you may request that we make any necessary corrections, additions or deletions. If we agree with your belief, we will correct our records if required by applicable law. If we do not agree, you may submit to us a short statement of dispute, which we will include in any future disclosure by us of such Information if required by applicable law.
Retention of Personal Information / Method of Disposal
We retain personal information for as long as needed or permitted in light of the purpose(s) for which it was collected. The criteria used to determine our retention periods include:
- The length of time we have an ongoing relationship with our customer and provide services and the length of time thereafter during which we may have a legitimate need to reference your personal information to address issues that may arise;
- Whether there is a legal obligation to which we are subject to (for example, certain laws require us to keep records of your transactions for a certain period of time before we can delete them); or
- Whether retention is advisable in light of our legal position (such as in regard to applicable statutes of limitations, litigation or regulatory investigations).
Requirements for Privacy Notice
This privacy notice is being provided due to federal and state laws and regulations establishing privacy standards and requires us to provide this privacy policy. For additional information regarding our privacy policy, please write to us at 499 Washington Boulevard, 9th Floor, Jersey City, NJ 07301.
Adopted: February 24, 2026