Accidents can happen anywhere, at any time. Although we can’t control when or how an accident arises, we can control the aftermath and we do hold the power in our hands as to the extent to which an accident (or its repercussions) affects those in its wake.

We know. You’re probably thinking “Ah, jeez… not this again.” And we get it. At first glance, Workers Compensation may be seen as an intimidating and complex process to understand. But, hear us out… whether this is your grassroots experience learning about Workers Compensation or you’re a seasoned Insurer looking for a quick refresh, our goal is simply to break down its key elements, and supply you with the knowledge needed to deal with such proceedings confidently.

Are you aware that the cost of Employee Accident Claims grows exponentially as time goes on? Unfortunately, yes, this is true, and backed by loads of evidence to prove it. Let’s dive into some key reporting requirements, as well as some tips as to how you can avoid costly fines in the long run.

The safety and well-being of your employees is always your number one priority. But even with all the safety measures you have in place, an accident could still occur. The following can help make sure you stay on track when reporting any injury that might have been sustained as a result of an accident, as well as filing your Workers Compensation Claim. Please keep in mind: the information below applies to New York and New Jersey specifically.

New York Timeline

A little bit of legal background – California Workers Compensation differs from others in that it has more informal, relaxed pleadings and rules of evidence. There’s also no early resolution of cases, mechanisms for motions, summary judgement or dismissals unless all parties stipulate. So, the average length of a litigated claim is 18 months, and the Insurance Carrier is given 90 days to accept or deny the claim. And, failure to report a claim on time can lead to it being presumed compensable without the ability to deny.